Can IRA funds be used to invest in more than stocks and bonds and mutual funds through the stock market?

YES!

Most everybody believes they can only use IRA money to invest in stocks and bonds and mutual funds through the stock market and CDs through their bank!

They are wrong!

Can IRA funds be used to invest in more than stocks and bonds and mutual funds through the stock market and CDs through my bank?

Yes

You can invest IRA funds in all kinds of ways

here's just a few examples
accounts receivables bonds businesses C corporations  car paper  commercial paper deeds of trust equipment leasing factoring	foreign currencies  gold bullion  hedge funds judgments limited partnerships LLCs mobile homes mortgages mutual funds	oil and gas investments  private placements  promissory notes  savings certificates stocks structured settlements  tax liens trust deeds U.S. Treasury notes

+ PLUS +

apartments condos duplexes

office buildings land single family homes

triplexes warehouses fourplexes

(that's real estate, folks)

How come no one knows?

It's odd that so little is understood about “the real estate IRA."

Maybe it's because IRA accounts invested in stocks, bonds and mutual funds are lucrative for banks, mutual funds, insurance companies and Wall Street brokers.

These institutions will gladly act as your trustee (the middlemen in all IRAs) and sell you their wares..........but they won't act as your trustee if you want to buy real estate with IRA money.

Why?

Maybe because what they're really interested in is churning your hard earned investment eggs!

Consider this:

Many retirement accounts are invested heavily in corporate stocks and bonds. And many retirement accounts were a whole lot larger in earlier years than they are right now. How about yours?

Know The Rules

Federal tax law allows your IRA to own just about any kind of asset.... including real estate. And if your IRA holds real estate assets, your retirement account will probably grow much more rapidly over the long run as compared to the general stock market.

The Roth IRA

HUGE POTENTIAL

One of the best retirement vehicles on this planet is the Roth IRA. Profits earned under the Roth umbrella, including rents and all the gain on any sale of property, can escape taxation. The main difference between the traditional IRA and the Roth IRA is that your contributions into your Roth IRA are not tax deductible from gross income as they are with the traditional IRA.

But.....   and this is sweet news   .....if you have your IRA dollars in a Roth IRA for at least five years and are either 59½ years old, disabled, or to the extent you’re a qualified first-time homebuyer, all of the dollars come out tax-free!

Is this legal?

YES!

This is a question that is frequently asked by investors who have never heard that they could invest in anything other than stocks and bonds in their retirement accounts. They have no idea that they can invest in so many ways. And something that few people really realize............real estate has been an allowed investment since the day IRAs were created ------- almost thirty years ago.

Find out for yourself

On the Internal Revenue Service’s website (www.irs.gov), you will find a link for Publication 590. In that publication, you will see what investments are not allowed (collectibles, life insurance, s-corporation stock).

Real estate is NOT mentioned as a disallowed investment....NOR are stocks, bonds and mutual funds.

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If you have any questions regarding any of this, I will be more than happy to share my knowledge with you so that you can at least begin to understand more than you might know at this moment.

And do not be afraid to bring your lawyer and your bookkeeper with you when we meet and talk!

What do I get out of all this? If I can begin to help you understand the rudiments of Self-Directed Roth IRA investing, maybe I'll be able to help you find that little piece of real estate that you'd like to invest in. Now if I do that, that will definitely make us both some money.... and that, to me, makes for a win-win situation!

It's time to wake up and smell the roses!